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Life Insurance Benefits
Life Insurance gives wonderful peace of
mind, knowing that should you die prematurely during your mortgage term, your
family will be able to pay off the remaining balance on your mortgage.
Should you wish,
your Life insurance can also include sickness cover; so if you suffer
any of a list of illnesses it can also help with repayment of your
mortgage in the form of a lump sum.
The amount of life insurance cover you may need and the length of time you
should be protected for, all depends on the amount and duration of your mortgage.
As you pay off your mortgage balance, your life insurance cover
generally reduces in line with the reducing amount you owe on your mortgage.